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Financing

Cash vs. Mortgage Loan

Talk with your bank or lender or other financial institution to determine if you will be a cash buyer or obtaining a mortgage loan. 

Proof of Funds Letters are for cash purchases; Pre-Approval Letters are for mortgage loan purchases. 

Common loans: Conventional, FHA, VA.

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You’ll learn your ideal purchase price, down payment, monthly payments, closing costs.  You’ll then be able to pounce on an amazing property as soon as you see it and make an offer.  

 

 

Closing Costs

Buyers have closing costs and sellers have closing costs.  You’ll pay these at closing along with your down payment. 

Take a look at this chart.

 

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Your American Dream

Envision your new home. 

What are your Must-Have's?

Minimum amount of bedrooms, bathrooms, garage spaces, basement, yard, style, locations.

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